There is a student loan forgiveness program in the CARES Act. This is spectacular news for anyone who is carrying a federal student loan. Included in the The Coronavirus Aid, Relief and Economic Security (CARES) Act is a program that allows up to six months for student-loan borrowers to pause their payments on a federally-backed student loan.
What does this mean for the average run-of-the-mill person who is paying back part of $1.5 trillion in outstanding student loan debt? Well it could mean a couple of things.
No interest on student loans during this time period.
People with loans and default will no longer have their garnished wages during this time period either. Make sure that you contact your lender to get the specifics to the program and pause your loan.
How do you plan on proceeding with your student loans. Are you going to take advantage of no interest rate or will you hit the pause button on your student loans for the next couple of months? Leave you comment below!
Make sure you listen to my podcast, that goes into detail about student loan forgiveness.
Stuck at home? Do not let being stuck at home hinder your fitness aspirations. This national emergency has definitely altered our way of life. Gyms nationwide have closed, but you still can get your fitness in.
Crunch Live offers 100 workouts that can be streamed on phones, tablets or TVs. The app has a variety of workouts, including dance, yoga and kickboxing. You can start your free trial.
305 Fitness is offering cardio dance live streams twice a day on YouTube. The sessions are held at 12 p.m. and 6 p.m.
Barry’s Bootcamp is hosting 20-minute body weight workouts live on Instagram for free. On Tuesday, its 9 a.m. PDT workout was hosted by CEO Joey Gonzalez, and other 12 p.m. PDT workout was led by VP of Curriculum Chris Hudson.
Busy person, you can find the time to read. Yes, you can keep up with the latest entrepreneurial book when your time is limited. In the year 2020, there is more than one way to read a book. I love reading. My issue is time. Time is of the essence when you are a working mom, podcaster, teacher . . . you get the point.
Taking a moment out to read is essential for growing your business, brand, what have you. The question is how can you don’t have any time? It’s easy if you follow my tips.
My number one tip is to stop reading and start listening to books. Now if you’re thinking about books on tape wake up and walk into the twenty-first century. Platforms like Audible are like Netflix for books. You pay a monthly fee and you are able to listen to an allotted amount of books per month depending on your subscription.
The easiest place for me to buy an audiobook is on my phone. Apple Books is my go-to source for audiobooks. I would rather buy an audiobook outright so that I can have it as a point of reference. Apple Books are awesome and just like Audible, you are able to listen anywhere that you can use Bluetooth technology. Of course, you can purchase print books to read on your phone as well too.
Summary books do just what you are thinking, summarizing books and getting you right to the point. Although I haven’t used a summary book since Cliff Notes when I was a high school student, I wish I had them after I read . . . well, get into that some other time.
Are you listening to the Teacher Ces Podcast? Make sure you hear episode eight where I give you my review on the latest books.
Using thrifting to save money is not a thing of the past. Many different items can be found in a thrift store but in this case, we’re talking about clothing. You won’t end up looking like someone wearing discounted clothes either. Find out how I use thrifting to save money in this episode.
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Granny is always right. Teacher Ces shares her thoughts on the life of a part-time virtual assistant. Learn how to save a few dollars on clothes. Discover how Dave Ramsey is still stuck in Teacher Ces’ mind when she wants to overspend. Find out if Ces’ skills from the University of YouTube will keep her website up and running.
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Before I had kids, it was pretty easy for me to hustle as a working woman, specifically a working childless woman. How can someone with a full-time job outside the home earn extra income? After having my twins I found five simple hustle ideas that work seamlessly with my career as a working woman and a mom. Now I can work without letting those daycare hours dictate when I have to stop with these five side hustles.
This list of five curated side hustles will give you some ideas on how to earn a little extra money, from the comforts of home. Not only can you make money, but you can make it relatively quickly. The money will be sent to you via PayPal within a week. I can put the ideas into your head, what you do with this (or how much money you generate) is up to you. Before we begin, note that you will probably not make enough money to quit your job. However, you’ll make a few extra dollars to help with some bills or at the very least buy a happy hour cocktail (if your buying I’ll take a Cadillac Margarita please).
If you have never heard of Usertesting, believe me, you are not the only one. Usertesting is probably the best web testing based website out there. If you want to get the particulars you can read my blog about Usertesting. I have made some extra money off of the website. It’s a great project for you to work on if you have a few hours alone. You will need a headset with a microphone. You will get several smaller surveys to see if you qualify for the larger survey. I’ve made a video about it so make sure you take a look. Usertesting can be unpredictable. But Usertesting is a website I’ve used on my own for about 18 months.
Intellizoom is pretty similar to Usertesting but on a smaller scale. It is actually a little bit more user-friendly than Usertesting. However, the payout is smaller. Each survey will generate about two dollars. I have made money off of Intellizoom and I can vouch that you probably will too. Between Usertesting and Intellizoom, I think Usertesting has the potential for earning more money but Intellizoom has more surveys and web testing opportunities with a smaller payout.
Out of all the websites listed Instapanel is my favorite. However, I would be doing you a disservice if I rated it as my favorite website to earn money on. Huh, What do you mean? I am going to get there, keep on reading!. Instapanel has a lovely setup, is super easy, and can even be a little on the fun side. Yet, Instapanel is like a needle in a haystack. It might not be there when you want it but it is always on time. Instapanel hardly ever needs participants. When I say hardly ever, you might get one invitation for a panel per season. However, when you do get that magic invite in your inbox, oh boy! Instapanel is an easy $20 and has super quick payment.
Amazon Mechanical Turk
I feel to truly understand Amazon Mechanical Turk you need a Ph.D. in the study of the side hustle. It is like someone wrote a dissertation on how to side hustle and they had to defend their dissertation with this complex website. It looks kind of intimidating. When you enter their portal there are tons of jobs. It is up to you to pick a job that is conducive to your skills. I can see a lot of potential to earn some money on Amazon Mechanical Turk. However, unless it’s a super simple job like taking a survey, I tend to think you probably should have a little bit more time to dedicate to Amazon Mechanical Turk.
What have been your experiences? Make sure you try them out and leave a comment below! If you haven’t done so already, make sure you are keeping up with my podcast, Teacher Ces Podcast. I go into more depth about my thoughts and feelings on these websites, plus it is a lot of fun too.